Basic Variable.

Basic Variable Rate loans are sometimes referred to as ‘no frills’ loans. They generally offer a lower interest rate but with less features than a…

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Fixed Rate Loans.

If the certainty of set loan repayments appeals to you then perhaps a Fixed Rate loan is just what you need. Fixed Rate loans are based…

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Split Loans.

If you are concerned about interest rates rising, but dislike the inflexibility of a fixed rate loan, you can get the best of both worlds…

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No Deposit Home Loan.

A No deposit home loan allows you to borrow up to 100% of the purchase price whilst still providing a full range of home loan features…

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Intro /Honey Moon Rate.

These types of loans offer a low interest rate usually for the 1st year of the loan. The rate may be fixed, variable or capped, meaning that if interest rates rise your rate will not go up…

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All-In-One Home Loan.

All-In-One Loans are essentially a transaction account and a home loan combined. They allow you to directly credit your salary or other income to the account…

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Line of Credit/Equity.

Line of Credit, also known as Equity Lines or Revolving Credit, works more like a credit card and provides increased flexibility…

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Lo Doc Loan.

Low Doc Loans are useful for borrowers who are unable to substantiate their level of income using conventional documentation required…

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Bridging Finance Home Loan.

This is a temporary loan which allows a buyer to complete the purchase of a new property before selling their existing property…

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Non-conforming Home Loan.

Non-conforming loans are designed for borrowers that do not meet ‘standard’ bank criteria and may include seasonal or contract workers, non-residents…

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Professional Package Product.

Most banks offer a discounted rate to a variety of borrowers. This discount is usually a set percentage off the standard variable rate or a line of credit, …

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